Use the estimator below to get a rough idea of how much unclaimed pension tax relief you might have. Then see exactly what happens next.
This is a rough estimate based on the figures you enter. Your actual claim may differ once we have your full contribution history.
Your gross salary before tax or pension deductions.
The amount deducted from your pay each month for your pension. Check your payslip.
You can backdate claims for up to 4 completed tax years.
If you're unsure, your tax code or P60 will show this.
Fill in your details and tap Calculate estimate to see an indicative figure.
This is an estimate based on the figures you entered. We'll confirm the exact amount once we've seen your contribution history from your pension provider.
This service applies to a specific situation. If the three following statements are true about you, you're probably owed some money back.
Your gross income is above £50,270. You pay 40% tax on some of your earnings — or 45% if you earn over £125,140.
Your employer contributes to a pension on your behalf, with contributions deducted from your pay each month.
With some pension schemes, HMRC sends the basic-rate tax back to your pension pot automatically — but stops there. The extra relief for higher-rate taxpayers? That bit gets missed.
"Most people aren't told about this. It doesn't show up on your payslip. Your pension provider doesn't flag it. HMRC doesn't write to you. It just silently goes unclaimed."
I'm Peet, the founder of TEKKA. I spent years as chief architect at a national pension company, then as CTO at a fintech. I built this because I watched this exact problem go unsolved — year after year, at scale — and nobody was making it easy to fix.
If you're owed money, I want to help you get it back.
We'll work through this process with you personally.
Founded by a former pension industry architect and financial services professional.
